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What should a creator contract actually say?

Part of: The business of being a creatorFor creators

A creator contract earns or loses its money in five places: what the brand may do with your footage, what you are forbidden to post for whom, when you get paid, what happens if the campaign is cancelled, and how many rounds of revisions you owe. Everything else is scheduling. If a brief arrives with a fee and a deadline and nothing else, those five are the questions to send back.

A resale listing photo of the kind of garment a paid creator brief is usually about
The deliverable is a photograph of a product. The contract is about what happens to that photograph afterwards — which is where the money moves.
Zero-earnings disclosure: LinkToLooks holds no affiliate network approvals and has earned $0 in commission to date. We publish no income screenshots, no creator case studies and no testimonials, because we have none. Every figure below is either computed from live data during this run and dated, or quoted from a named source, or flagged as something we could not verify.

The six clauses that cost money when missing

These are ordered by what their absence costs, not by where they usually appear in a document. A brief that names a fee and a posting date has told you almost nothing about the deal.

ClauseWhat its absence costs youThe question that surfaces it
Usage rightsThe brand runs your photo as a paid advertisement for a year and pays you a one-post rate.For how long, on which channels, and does that include paid promotion?
ExclusivityYou turn down every competing brand for months without being paid for the refusals.Which category, how narrowly defined, and for how long after the last post?
Payment termsAn invoice that sits unpaid because no due date was ever agreed.Net how many days, from invoice or from posting, and what happens after that?
Kill feeA campaign cancelled after you have shot it, for nothing.If this is pulled after I deliver, what percentage is still owed?
RevisionsUnlimited re-edits at a fixed fee.How many rounds are included, and what does an extra round cost?
DisclosureA compliance problem that lands on you, not on the brand.Who is responsible for the disclosure, and does the brand accept my wording?

Notice that five of the six are answerable in one sentence each. A brand that will not answer them in writing has told you something useful about how the invoice stage is likely to go.

Usage rights, the expensive one

Usage is where a creator most often gives away the thing that was actually worth money. The fee you negotiated was for making a post. Usage rights decide whether the brand may also run that post as an advertisement, on channels you do not control, to audiences you did not build, for as long as it likes.

Term

Media

Whitelisting and paid amplification

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Exclusivity: what you are actually selling

An exclusivity clause is a promise not to earn money somewhere else. That makes it a cost, and costs should be priced. The three variables are category, breadth and duration, and brands draft all three wider than they need.

The honest way to price it: work out what that category has earned you in the last equivalent period, and treat the exclusivity as a fee for turning that off. If you have never earned anything in the category, exclusivity is nearly free to give and you can trade it for something you do want.

A marketplace listing photograph of a garment, the kind of asset a usage-rights clause governs
One photograph, three possible deals: an organic post, a 90-day paid licence, or a perpetual buy-out. Only the contract distinguishes them.

Payment terms and net days

Net terms are a financing arrangement and they are negotiable, but only before signature. The things worth fixing in writing:

This is the same operational lag that affiliate income has, from a different direction, and it is worth reading both together — the money in this industry is nearly always slower than the work.

Kill fees and cancellation

Campaigns get cancelled for reasons that have nothing to do with you: a product launch slips, a budget is frozen, a legal review kills a claim. Without a kill fee, the cost of that lands entirely on the person who already did the shoot.

Approvals and the endless-round problem

An approvals clause with no numbers in it is the most common way a well-paid brief turns into a badly paid one. Three specifics fix most of it:

Our editorial judgment, for what it is worth: the review window is the clause creators most often forget to ask for and the one that most reliably saves them time. It costs the brand nothing to agree, which is exactly why it is easy to get.

Where affiliate income sits in all this

Affiliate links are usually governed somewhere else entirely — by a network agreement you accepted separately — and that mismatch causes real problems.

We have written the disclosure side of that separately, from the regulation rather than from folklore.

Last verified 1 September 2026 against no new primary source. This page states contract mechanics and negotiation practice, not law, and no clause text here is quoted from any specific agreement

What this page is not: legal advice. We are a product-identification desk, not lawyers, and nothing here has been reviewed by one. It also contains no example fees, no "typical" kill-fee percentage and no benchmark net terms, because we could not verify any such figure against a primary source and inventing a plausible one would be worse than leaving the gap visible.

Some links here are affiliate links. LinkToLooks has earned $0 from them to date — no network has approved us yet — so nothing on this page is picked to hit a payout.

Frequently asked

What should a creator contract include?

At minimum: the deliverables and posting dates, the fee and payment terms, usage rights with a defined term and named media, any exclusivity with its category and duration, a kill fee, a stated number of revision rounds, and who is responsible for disclosure.

What are usage rights in a creator contract?

Usage rights define what the brand may do with the content after you post it — for how long, on which channels, and whether it may be used in paid advertising. A one-post fee does not automatically include advertising use, and it is priced separately by most working creators.

Should I accept an exclusivity clause?

Only when its category, breadth and duration are written down and priced. Exclusivity is a promise not to earn elsewhere, so its cost is whatever that category would otherwise have paid you over the same period.

What is a kill fee?

A percentage of the agreed fee that is still owed if the brand cancels. Sensible contracts stage it: a share on signature, a larger share once you have delivered content, the full fee once it is live.

Does a contract remove my disclosure obligation?

No. Disclosure of a material connection is the endorser’s responsibility, and a contract that is silent about it does not change that. Agree the wording in advance so the brand cannot object to it afterwards.

Sources and scope

Keep reading

LinkToLooks identification desk — we identify objects out of real photographs and check every listing by eye before we link it. Empty beats wrong. About the desk · published 1 September 2026.